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Terms of Use

Last Updated: December 2025

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Acceptance of Terms

By accessing and using the Cash Loans Bear website and services (the "Service"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Service.

Description of Service

Cash Loans Bear is a connection service that matches consumers with lenders and financial service providers. We are not a lender and do not make credit decisions, extend credit, or set loan terms.

By submitting a loan request through our Service, you authorize us to share your information with lenders in our network. Lenders will independently evaluate your application and may contact you with offers.

Eligibility

To use our Service, you must:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Have a valid email address and phone number
  • Have a regular source of income
  • Have an active checking account

User Responsibilities

You agree to:

  • Provide accurate, current, and complete information
  • Maintain the security of your account information
  • Notify us immediately of any unauthorized use
  • Use the Service only for lawful purposes
  • Not attempt to interfere with or disrupt the Service

No Guarantee of Approval

Submitting a loan request through our Service does not guarantee that you will be matched with a lender or approved for a loan. Lenders make independent credit decisions based on their own criteria.

Communication Consent

By using our Service, you consent to receive communications from us and our partners, including:

  • Phone calls (including autodialed and pre-recorded calls)
  • Text messages (SMS)
  • Email messages

These communications may include information about loan offers, account updates, and marketing messages. You may opt-out of marketing communications at any time, but operational messages related to your loan request may still be sent.

Fees and Costs

Cash Loans Bear does not charge consumers for our connection service. However, if you accept a loan offer from a lender, that lender may charge interest, fees, and other costs as outlined in their loan agreement.

You are responsible for understanding and agreeing to all terms before accepting any loan.

Third-Party Lenders

Lenders in our network are independent third parties. We do not control their practices, policies, or loan terms. Any agreements you enter into with a lender are between you and that lender.

We are not responsible for the actions, omissions, or performance of lenders in our network.

Intellectual Property

All content on the Cash Loans Bear website, including text, graphics, logos, and software, is the property of Cash Loans Bear or its licensors and is protected by copyright and trademark laws.

You may not copy, reproduce, distribute, or create derivative works from our content without our express written permission.

Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee:

  • That you will be matched with a lender
  • The accuracy or completeness of information provided by lenders
  • That the Service will be uninterrupted or error-free
  • That any defects will be corrected

Limitation of Liability

To the fullest extent permitted by law, Cash Loans Bear and its affiliates, officers, directors, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

Our total liability to you for any claims arising from the Service shall not exceed $100.

Indemnification

You agree to indemnify and hold harmless Cash Loans Bear and its affiliates from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights

Governing Law and Dispute Resolution

These Terms are governed by the laws of the United States and the state in which Cash Loans Bear is registered, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including violation of these Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Cash Loans Bear regarding the Service.

Contact Us

If you have questions about these Terms, please contact us:

Email: support@cashloanbear.com

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Questions? Email support@cashloanbear.com

Disclaimer: Cash Loans Bear is not a lender and does not make credit decisions. We connect consumers with lenders and financial service providers. Loan amounts, rates, and terms vary by lender and applicant qualifications. Not all applicants will qualify. This service is not available in all states. By using this site, you agree to our Terms of Use and Privacy Policy.

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